Tag Archives: #bothellhomes

5 Ways to Make a Personal Statement at Home

White flat interior with simple storage unit, desk, computer, chair, armchair, commode and decorative houseplants
White flat interior with simple storage unit, desk, computer, chair, armchair, commode and decorative houseplants

There’s so much advice out there about neutralizing your home design for maximum resale value that our personalities are in danger of getting lost in the shuffle. Unless you’re getting ready to put your home on the market soon, go ahead and let your individuality shine through with interior design that reflects your tastes and interests. Here are five easy ways to do so:

1. Make it a grand entrance. Maybe it’s an unusual door knocker or a doorbell that plays Beethoven’s 5th—or a whimsical piece of statuary or planter filled with something unexpected, like a well-stacked group of beach rocks. Try hanging a small sign with a favorite saying that welcomes guests. Whatever you choose, small touches like these make a personal statement before anyone even gets inside.

2. Put furniture in the ‘wrong’ room. Remember when Joey and Chandler opted for a foosball table over a kitchen table? Maybe something similar will work for you. Perhaps there’s a spot in your kitchen for a chaise lounge? Add a loveseat to a bedroom instead of the requisite side chair, or an antique, full-length mirror in your living room. When done tastefully, furniture in unexpected places can work wonders by making a very memorable impression.

3. Make your walls a self-expression. Don’t play it safe when it comes to wall décor. Go beyond the usual framed prints and accent mirrors and do something that reflects your personality. Music lover? Frame and hang beloved album covers or concert posters. Traveler? Turn a wall into a collection of photographs and framed objects that reflect your favorite destinations. Poet? Use stencils to inscribe your favorite quote right on the wall. Artist? Go a step further and add a mural.

4. Put your passions on display. Whether it’s comic books or collectible snowmen, weave your collection into your interior design with creative and tasteful shelving or a display unit. The key here is to choose one area—don’t let your collection take over your entire home.

5. Show off your green thumb indoors. If you’re a plant lover, don’t refine your passion to the garden. Incorporate more indoor plants and flowers within your home and keep your hobby going year-round. Select a sunny spot and start cultivating an orchid or African violet collection. Or choose strategic locations for hanging plants, using attractive planters made from copper, ceramic or other finishes of your preference.

Remember, one of the many benefits of owning versus renting is that there are no restrictions when it comes to design. So make a personal statement and make your home your own.

Learn more about making a personal statement through home décor by contacting me today.   206-276-3289

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5 Factors for Newlyweds When Buying Your New Home.

Newlyweds: Here Are 5 Factors to Consider when Buying Your New Home

By Kyla Stellingyoung-couple-new-house-776100-gallery
Now that the wedding is over, you and your spouse are ready for the next exciting milestone: homeownership. There are so many factors you need to keep in mind and you want it to be a pleasant house-hunting experience. The following are just a few things you should take into account when you’re in the market for a new home.

Neighborhood
Marriage is a big transition and it may come with some adjustments to your lifestyle. Have a talk with your spouse and discuss your long-term goals, such as whether you want to start a family or move to a different location for job possibilities. You also should take into account the safety of the neighborhood, the school district in which you live and the amount of families that reside in the area. If you’re thinking about having kids in the near future, having great public schools nearby is important.

Required Space
Discuss what your expectations are for square footage and the general space you want within your home. Keep in mind the space you need for day-to-day activities, family gatherings and your future children. Create a list that helps you prioritize what kind of space is important to you as individuals and as a couple. For example, if you host a lot of parties, you may want to prioritize a large kitchen and living room. If one of you works from home or needs office space, put that on the top of your list.

Keep in mind that compromise is often necessary. Identify which spatial features are and aren’t deal-breakers. House Simple compares some of the things you may want to compromise on, such as the amount of space versus the location, and the fixable faults, like ugly hardware or kitchen countertops.

Bed and Bath Layout
The number of bedrooms and bathrooms in your home is another important factor you should discuss. Talk about whether or not you want your home to be able to lodge many bodies or if you would prefer to not have visitors. Just make sure you don’t go over your budget, because the number of rooms and bathrooms has a major influence on the asking price of the house. Decide if you really need that extra guest bedroom if it means sacrificing a large kitchen or the perfect location.

If you intend to add on an extra bedroom or bathroom in the future, check the county’s code and permit requirements and the potential cost of the addition. HomeAdvisor puts the cost of a total bathroom remodel at an average of $9,348. If this is less than what it would cost to buy a house with an extra bathroom, then it may be worth it to wait and build a bathroom that is to your exact specifications.

Hidden Expenses
When you determine your budget for your home, make sure you include any ongoing expenses the home has. Utilities are a major cost that vary based on the sustainability and efficiency of your house. Consider the cost it may take to upgrade your heating and cooling system, major appliances, and windows and doors. It may cost more upfront but save you a lot of money in the future, so it’s important to figure out what you can afford in the short and long term. You also should be aware of costs like homeowners association dues, structural update costs, property taxes, insurance and any other regional fees.

Home Security
Look for a home that you can keep safe and sound with solid security features. Search for houses that have trees and tall shrubbery around the lot’s perimeter so they can block the street view of your home. This natural barrier is pleasant to look at and helps prevent burglars from scoping out or monitoring your home.

You also should protect your new valuable asset with a security camera system. Take note of houses you are looking at that have existing CAT5e or BNC security camera cabling. This can save you time and money on security camera installation. Even if your dream house doesn’t have these wires already doesn’t mean that you can’t have this safety feature, though. Installing a full security camera system is not as complex as it once was and doesn’t necessarily require professional installation. Once you know what you’re looking for, you should choose a security camera system that has the security features you need to feel safe and protected night and day, such as HD resolution, long-range night vision, audio capabilities, or ultra-wide angle lenses.

Shopping for your first home as a newlywed couple should be a fun and memorable experience. Be sure to discuss your needs ahead of time, stick to your budget and enjoy the process.

Can I still buy a home with rising interes t rates?

The Real Deal on Rising Rates: What It Means for Your Home-Buying Plans

rising_interest_rates

You’ve taken all the necessary steps to get ready to buy a home. You’ve saved for a down payment, improved your credit score, got all your financial documentation in line, and figured out what price range you can afford. And then the interest rates went up. Is your dream of homeownership now unachievable?

According to recent data from realtor.com®, the share of first-time buyers planning to buy a home this spring fell sharply when mortgage rates began to rise toward the end of 2016. According to realtor.com®’s January survey of active homebuyers, 44 percent of buyers planning to buy in spring 2017 are first-time buyers. This has dropped significantly since the survey was conducted in October, when 55 percent of buyers planning a spring purchase indicated they were looking for their first home.

However, with inventory shortages and rising home prices, the urgency to buy now has never been greater. So before you shelve your plans for buying a home this spring, know the facts about rising rates and home prices.

The average 30-year conforming rate rose to more than 4.2 percent by the end of December 2016 from 3.4 percent at the end of September 2016. With average rates today about half a percentage point higher than they were in 2016, a median-priced home financed with 20 percent down would cost an additional $720 per year in added interest. That equals more than 1 percent of the median household’s income.

With affordability being a top concern for first-time buyers, a rising interest rate can be enough to scare you off. Kiplinger’s expects the 30-year mortgage rate to reach 4.6 percent by year’s end, with the 15-year rate at 3.8 percent. Add to that the continued increase in home prices due to low inventories in many parts of the country and you can see that holding off on a home purchase will probably only cost you more down the line.

Take a cue from repeat homebuyers who are actually being spurred into action by rising rates. Even with the current increases, interest rates remain historically low, and the movement in rates hasn’t yet tipped overall buyer demand down. Experienced buyers, in fact, are trying to close before rates increase further, as evidenced by increased realtor.com® listing views and decreased inventory. In the short term, the rate movement seems to have encouraged, rather than dampened, overall demand.

While concerns about affordability are valid, waiting may not help your long-term financial picture. Instead, consider looking for a home in a slightly lower price range, finding a way to increase your down payment, or looking in a neighborhood that may be more affordable. The good news? In today’s competitive market, your home will most likely increase in value and prove to be one of the smartest investments you could’ve made.

For more information about how rising interest rates will impact your home purchase, contact me today. 206-276-3289